Our Services
Baggette + Co. believe that everyone deserves to have financial security.
We are committed to providing our clients with the best possible financial advice and service. Financial planning involves meeting your goals and objectives with robust solutions with the goal of giving you peace of mind.
At each stage, our advisers and support team will break down complex matters into each to understand objectives and outcomes.
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04Discovery
This is the first step in the financial planning process, where we will get to know you and your financial situation. We will ask about your needs and objectives, consider your attitude to risk, time frames and capacity for loss. This meeting is complimentary.
Design
Once we have a good understanding of your financial situation, we will begin to design a financial plan for you. This plan will outline your financial goals and how you can achieve them.
Delivery
We will then deliver the financial plan to you and explain it in detail, whilst answering any questions you have about the plan.
Review
The financial plan is not set in stone. It will need to be reviewed and updated on a regular basis to ensure that it is still meeting your needs.
Ongoing Service
We understand that everyone’s needs are different. That is why at Baggette + Co. we offer service levels tailored to your circumstances to ensure we provide maximum value to you. It is a holistic approach to managing your money that considers your income, expenses, assets, liabilities, and insurance.
Evolve
This is for people in the early-stage of financial planning. On an annual basis, we assess your current financial situation and goals over the short-, medium- and long-term horizon. As circumstances change, we review our advice and continue to provide tailored recommendations for how to achieve your objectives.
Advance
This is for people who are approaching retirement or recently retired. Your focus may have shifted towards this next stage of life and how you will manage your financial objectives during this time. Mid-stage financial planning is the process of assessing your current financial situation and setting financial goals for the next 5-10 years.
Premier
This is for people who have complex financial situations and need continuous evaluation of their financial portfolio. These reviews will typically include inheritance tax planning, specialised investments and a more vigorous investment approach. It is likely that you will have investible assets in excess of £750,000.
| Our Service Propositions | Advance | Evolve | Maximise |
|---|---|---|---|
| Use of the Personal Finance Portal |  | | |
| Annual Valuation of Investment Portfolio | | | |
| Asset Allocation Review | | | |
Review Meeting with Dedicated Financial Adviser Frequency Advance – every 6 months Evolve – every 12 months Maximise – every 36 months | | | |
| Annual Investment Risk Assessment | | |  |
| Annual Suitability Report | | | |
| Access to our Client Servicing Team | | | |
| Bed and ISA Facility | | | |
| Cashflow Modelling | | | |
| 6-month progress meeting with optional valuation | | | |
| Liaising with other professionals (solicitors, accountants, etc) | | | |
| 2x Investment Top-Ups or Withdrawals per annum | | | |
| No charge for dependents (under 25) investments under our management | | | |
| Mortgage Broker Discount | | | |
